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International Bachelor in Management of FinTech and Artificial Intelligence
One of the few international Bachelor’s programmes in FinTech and AI. This is a programme designed to prepare students for real-world FinTech & AI careers. Graduates earn a globally-recognised British degree and are prepared for high-impact careers in sectors such as Management of FinTech Product, Financial Data Analytics, Cybersecurity & Digital Risk Analytics, or RegTech/Compliance. Students will deepen their learning, be part of a vibrant community and develop leadership skills. The programme is delivered across our campuses in Luxembourg, Madrid, and Shanghai, offering a truly international learning experience. This Bachelor’s can also be completed online by means of our HyFlex Ecosystem.
* Award of this degree is subject to validation by Middlesex University London.
3 Years
March / September
English
Luxembourg, Madrid,
Shanghai, Online
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UBI’s International Bachelor in Management of FinTech & AI equips students to lead the next wave of digital finance—from instant payments and embedded finance to AI powered lending, fraud prevention, and compliance automation. GenAI could unlock an annual $200–$340 billion in value for banking, equivalent to 9–15% of operating profits, as processes and customer journeys are reengineered around intelligent automation. At the same time, global FinTech revenues are projected to reach $1.5 trillion by 2030—roughly a fivefold increase—underscoring the sector’s rapid maturation and the demand for AI skilled talent to build and scale new financial platforms.
This three-year international management degree is designed for future professionals who want to start their careers on a standout FinTech path, shaped by finance increasingly becoming software, where embedded payments, instant experiences, and data rich journeys are becoming the norm. By the end of the programme, graduates will be able to design FinTech & AI strategies that shift the metrics that matter, revenue, cost, and risk, by using data smartly; launch regulated pilots (payments, credit, tokenisation) by aligning tech, business, and compliance to ship impact fast; govern digital risk and cybersecurity with clear policies, KPIs, and playbooks that protect the brand and customers; and scale data driven products from insight to go-to-market, with pricing and a pitch that win over investors.
The programme provides additional and differential value to the students as they will also gain access to Amazon Web Services (AWS) online courses and optional certifications, equipping them with cloud management skills from the global leader in cloud computing and sharpening their readiness to contribute from day one. Students will take part in Evenings @ The Castle, a bi-monthly series of practitioner-led masterclasses and workshops that deepen understanding of advanced financial topics. They will also join the student-led Finance & AI Club, where leadership will be entrusted to students through merit-based scholarships for high-impact roles, fostering ownership, accountability, and a culture of achievement that elevates both profile and employability.
This Bachelor offers a structured and genuinely global learning experience across leading international financial hubs – Luxembourg, Shanghai, and Madrid – providing direct exposure to diverse markets, cultures, and professional practices. The programme’s modular structure comprises two yearly immersions per year, mirroring the experience of senior professionals and executives.
The journey is designed around our Proprietary HyFlex Methodology and two international deep immersion periods by year:
The international faculty comprises a carefully selected balance of academics and professionals, all with active industry engagement in each host country. Students will use real-world cases to build strategic thinking and deliver market-ready solutions.
One-to-one mentoring and personalised learning pathways from faculty members who are actively engaged in industry. The opportunity to choose between three capstone routes to generate a positive social and economic impact in the communities students live.
UBI support model embeds personalised academic guidance throughout the programme:
Tech-Savvy Innovator – Passionate about Finance and fascinated by AI and emerging technologies, eager to explore how technology transforms [global] markets.
Global Explorer – Motivated by international experiences and cultural diversity, looking to combine Finance expertise with AI and cutting-edge technology in a global context.
Strategic Thinker – Keen about data-driven decision-making, aiming to master Finance and AI to analyse risk management and recommend a course of action.
FinTech Product Manager (AI/Payments)
Leads regulated products (payments, credit, AI driven onboarding), aligning business, technology and compliance to launch and scale with impact.
Financial Data Analyst/Junior Data Scientist (Finance)
Turns data into pricing, risk and growth decisions; partners with product and operations to track impact.
Cybersecurity & Digital Risk Analyst (Financial Services)
Monitors threats, implements controls and supports incident response across cloud first banking/fintech environments.
RegTech/Compliance Analyst (AML, KYC, Payments)
Automates controls and regulatory reporting; coordinates pilots with business and tech under AML/KYC frameworks.
Future jobs*
Personalised finance AI architect
Designs and launches tokenised real-world asset markets (e.g., bonds, invoices, trade receivables), orchestrating custodians, on/off chain data oracles, tax treatment and compliance by design across jurisdictions.
Future jobs*
GenAI Banking Workflow Architect
Builds regulated banking “copilots” for risk, customer service and back office operations, combining LLMs with audit trails, guardrails, data loss prevention and business KPIs; partners with product, risk and IT to deploy models safely into production.
Step into the future with UBI’s International Bachelor’s in FinTech and Artificial Intelligence, a three-year programme designed for ambitious students seeking to lead at the intersection of finance and technology.
The journey is designed around our Proprietary HyFlex Methodology and six international deep immersion periods. Classes take place during the week with two face-to-face days in the corresponding campus. The other lecturing days during the week will be delivered via our HyFLex Ecosystem mimicking the life of high-flying international professionals.
Year 1
Term 1, Luxembourg
Students begin their immersion in Luxembourg, Europe’s financial hub (and the world’s leading centre for Wealth Management and Fund Management). Classes take place during the week with two Face-to-Face days at our campus in Wiltz Castle (with overnight stays). During the evening of the first day, students (including those online) will enjoy The Evenings @ The Castle, including masterclasses, guest lectures, and visits to top institutions.
Term 2, Madrid
The next international stop is Madrid, a vibrant city with focus for banking, financial services, trade finance and also a reference for Latin America Market. In this term, students spend another immersion period gaining deeper insights into cross-border finance. The study which is complemented by HyFlex activities that will further enrich the Finance & AI Club.
Year 2
Term 1, Luxembourg
Students will begin their third immersion period, returning to our campus At Wiltz’s Castle, also resuming The Evenings @ The Castle also continuing with the Finance & AI Club.
Term 2, Shanghai
Second term will start with the second immersion period at our campus in Shanghai, the financial centre of Asia, focused on banking, insurance, wealth management, and FinTech. During this period, students will attend classes and visit financial institutions. Students will continue with their activity in the Finance & AI Club, adding new elements thanks to this new international experience. During this period, they will also benefit from experiencing real Chinese Culture.
Year 3 – Luxembourg (or fully online)
Students will do two more immersions in Luxembourg, or continue in their home countries, to complete the last modules. The delivery format is online or F2F, depending on the preference of each student (especially if they choose an internship in their country).
A six-month HyFlex full online final project designed to integrate the knowledge and skills acquired during the taught components of the programme, with students choosing from three capstone options.
Venture Creation Lab (VCL)
Creating new businesses
Designed for aspiring entrepreneurs, the Venture Creation Lab explores how new ventures are developed, from idea generation to launch. Students gain insight into building effective management teams and developing the skills required to start and grow a business.
Business Consultancy Project
For existing businesses
Students collaborate with established organisations to tackle real-world business challenges. The project blends theory with practice, strengthening research, analytical, and problem-solving skills within a professional business and management environment.
NGO Development
Students work directly with a non-governmental organisation, guided by both an organisational mentor and a UBI academic. The project focuses on applying skills to deliver meaningful, measurable impact aligned with the organisation’s goals.
All UBI Business School programmes are developed in partnership with Middlesex University London, an institution with a distinguished heritage of excellence and innovation in higher education. It is one of the top 100 Young Universities in the World (Times Higher Education) and in the top 10 transnational universities (Times Higher Education) in the world.
With the successful completion of the Bachelor programme, graduates will obtain a British degree (Subject to Validaion) issued by Middlesex University London (UK):
BSc (Hons) in Business (FinTech and Artificial Intelligence)
*UBI will assess the math proficiency of all new students. Students whose math does not meet the required standard are strongly advised to attend the Math foundation programme. Similarly, students whose English proficiency is below the required level are advised to join the English foundation programme.
UBI offers two intakes for the BSc programmes: one in September (autumn) and one in March (spring).
Check UBI Business School Policies here.
Applicants are invited to apply directly online. Along with an application form, applicants need to submit a:
Note: All students enrolled in UBI programmes are expected to bring their personal laptops for all academic activities.
The admissions team assesses each application package and makes recommendations based on the academic requirements and on the candidate’s overall suitability for the programme.
Candidates recommended by the admissions team are invited for a 30-minute interview with the Programme Director. Interviews for candidates are usually conducted online via Zoom.
Applicants are not discriminated against on the grounds of political views, race, ethnicity, nationality, gender, sexual orientation, religion, disability or age.
Rates for enrolment in Academic Year 2026-2027:
Notes:
The modular structure of the programme and the six immersion periods (85 days each) require students to verify the entry requirements for Luxembourg, Spain and Shanghai. Some nationalities may be exempt from visa requirements for these countries, while others may need to apply for the respective appropriate visa.
This bachelor’s programme is offered across three locations: Madrid, Shanghai and Luxembourg. It may also be completed fully online.
During my time at UBI I had the chance to discover what goes into creating and running a successful business. My professors have shown great skill and understanding creating a positive environment in which to grow and evolve.
Sara
BSc Student | UBI brussels
The bachelor programme fully suits my career aspirations. I hold UBI in high regard for encouraging students to reach their full potential and become
prominent leaders in the world of business.
Emma
UBI Business School has played a key role in my entrepreneurial journey in Japan. Its effective teaching approach and comprehensive course materials have supported my professional development, providing me with the necessary skills to face the global challenges of entrepreneurship.
Eric
BSc Alumnus
The bachelor programme fully suits my career aspirations. I hold UBI in high regard for encouraging students to reach their full potential and become
prominent leaders in the world of business.
Emma
