Become a professional from day one, receiving personalised support throughout your learning journey.
* Award of this degree is subject to validation by Middlesex University London.
About this Programme
Why this Programme
Programme Overview
Career Outcomes
Admission Requirements
Fee and Scholarships
Locations & FAQs
UBI’s International Bachelor in Management of FinTech & AI equips students to lead the next wave of digital finance — from instant payments and embedded finance to AI powered lending, fraud prevention, and compliance automation. GenAI could unlock an annual $200–$340 billion in value for banking, equivalent to 9–15% of operating profits, as processes and customer journeys are reengineered around intelligent automation. At the same time, global FinTech revenues are projected to reach $1.5 trillion by 2030, roughly a fivefold increase, underscoring the sector’s rapid maturation and the demand for AI skilled talent to build and scale new financial platforms.
This three-year international management degree is designed for future professionals who want to start their careers on a standout FinTech path, shaped by the shift towards software-driven financial services, where embedded payments, instant experiences, and data rich journeys are becoming the norm. By the end of the programme, graduates will be able to design FinTech & AI strategies that shift the metrics that matter, revenue, cost, and risk, by using data smartly; launch regulated pilots (payments, credit, tokenisation) by aligning tech, business, and compliance to ship impact fast; govern digital risk and cybersecurity with clear policies, KPIs, and playbooks that protect the brand and customers; and scale data driven products from insight to go-to-market, with pricing and a pitch that win over investors.
The programme provides additional and differential value to the students as they will also gain access to Amazon Web Services (AWS) online courses and optional certifications, equipping them with cloud management skills from the global leader in cloud computing and sharpening their readiness to contribute from day one. Students will take part in Evenings @ The Castle, a bi-monthly series of practitioner-led masterclasses and workshops that deepen understanding of advanced financial topics. They will also join the student-led Finance & AI Club, where leadership will be entrusted to students through merit-based scholarships for high-impact roles, fostering ownership, accountability, and a culture of achievement that elevates both profile and employability.
This Bachelor offers a structured and genuinely global learning experience across leading international financial hubs – Luxembourg, Shanghai, and Madrid – providing direct exposure to diverse markets, cultures, and professional practices. The programme’s modular structure comprises two immersions per year, mirroring the experience of senior professionals and executives.
This management-focused Bachelor prepares graduates to create measurable value from day one in a sector where finance is becoming software. Payments, lending, investing and banking are being rebuilt around platforms, real-time data and intelligent automation, and the organisations driving this shift need professionals who can connect technology, business and regulation — not specialists fluent in only one.
Through applied learning in digital payments, blockchain and tokenisation, cybersecurity and digital risk, business analytics and cloud infrastructure for financial services, students develop the ability to launch regulated products, govern digital risk and turn data into commercial decisions. Graduates enter the workforce ready to contribute immediately across fintech product management, financial data analytics, cybersecurity and digital risk, and RegTech and compliance.
This programme develops adaptable professionals who understand how fintech platforms and digital financial services create, deliver and capture value. By combining foundations in management, economics and finance with applied AI, data analytics, blockchain and cloud technologies, students learn to think across product, technology and compliance, read the data behind customer journeys and transactions, and spot value creation opportunities in payments, lending and embedded finance. This enables them to shape product and strategic decisions, support the launch and scaling of regulated digital offerings, and contribute to building more innovative, trusted and scalable financial organisations.
As an AWS Academy member, UBI integrates industry-recognised cloud tools and optional certifications directly into the programme, giving you hands-on experience with the world’s leading computing platform. Through real-world AI and cloud projects, you develop job-ready technical and business skills that strengthen your professional profile, enhance employability, and convert data insights into tangible results.
UBI’s Enhanced AI Learning places artificial intelligence at the heart of the programme through a structured, professional and responsible approach that builds true industry level fluency. You will learn how GenAI works, how to use it safely and ethically, and how to apply it to real business and finance challenges to create measurable value. Recognised with a Highly Commended distinction at the AMBA & BGA Excellence Awards 2026, this approach develops graduates who can deploy AI confidently, responsibly and effectively in high–demand roles across technology–driven organisations. (Click here to discover Alexandria)
UBI’s HyFlex model delivers a five–star learning experience that blends high-quality asynchronous study with live sessions, real-time feedback, and the flexibility to learn online or on campus – mirroring the hybrid workplaces students will join. From day one, you work on real projects, real challenges and measurable deliverables that build professional discipline and accountability. HyFlex is globally recognised for excellence, EOCCS certified and honoured by AMBA/BGA and QS, placing UBI among the world’s leading institutions for innovative hybrid and online learning. (Learn more here)
UBI offers personalised support built to give you the skills and confidence you need from the beginning. Small class sizes, structured onboarding, dedicated mentors and continuous feedback ensure tailored academic guidance throughout your journey. You will follow an individualised learning path with one‑to‑one faculty mentoring and complete a capstone that delivers real social or economic impact – whether launching a venture, completing a consultancy project or contributing to NGO development. This is reinforced by integrated career and wellbeing coaching led by our Head of Careers, providing personalised guidance, CV and interview preparation, targeted networking opportunities and ongoing one‑to‑one support that builds confidence, resilience and professional readiness.
This programme is developed, delivered and assessed by UBI Business School and quality assured by Middlesex University (London, UK). Graduates receive a British degree from this university. Middlesex University is one of the top 100 Young Universities in the World (Times Higher Education) and one of the top 10 transnational universities (Times Higher Education) globally; an institution with a distinguished heritage of excellence and innovation in higher education. (Click Here to Learn More)
Highly diverse faculty and student profiles with >40 nationalities represented in the programme.
Option to spend a semester abroad in a partner institution and/or participate in an optional International Business Trip (e.g. LSE, Babson College, Boston University).
This management-focused Bachelor prepares graduates to create measurable value from day one in a sector where finance is becoming software. Payments, lending, investing and banking are being rebuilt around platforms, real-time data and intelligent automation, and the organisations driving this shift need professionals who can connect technology, business and regulation — not specialists fluent in only one.
Through applied learning in digital payments, blockchain and tokenisation, cybersecurity and digital risk, business analytics and cloud infrastructure for financial services, students develop the ability to launch regulated products, govern digital risk and turn data into commercial decisions. Graduates enter the workforce ready to contribute immediately across fintech product management, financial data analytics, cybersecurity and digital risk, and RegTech and compliance.
This programme develops adaptable professionals who understand how fintech platforms and digital financial services create, deliver and capture value. By combining foundations in management, economics and finance with applied AI, data analytics, blockchain and cloud technologies, students learn to think across product, technology and compliance, read the data behind customer journeys and transactions, and spot value creation opportunities in payments, lending and embedded finance. This enables them to shape product and strategic decisions, support the launch and scaling of regulated digital offerings, and contribute to building more innovative, trusted and scalable financial organisations.
As an AWS Academy member, UBI integrates industry-recognised cloud tools and optional certifications directly into the programme, giving you hands-on experience with the world’s leading computing platform. Through real-world AI and cloud projects, you develop job-ready technical and business skills that strengthen your professional profile, enhance employability, and convert data insights into tangible results.
UBI’s Enhanced AI Learning places artificial intelligence at the heart of the programme through a structured, professional and responsible approach that builds true industry level fluency. You will learn how GenAI works, how to use it safely and ethically, and how to apply it to real business and finance challenges to create measurable value. Recognised with a Highly Commended distinction at the AMBA & BGA Excellence Awards 2026, this approach develops graduates who can deploy AI confidently, responsibly and effectively in high–demand roles across technology–driven organisations. (Click here to discover Alexandria)
UBI’s HyFlex model delivers a five–star learning experience that blends high-quality asynchronous study with live sessions, real-time feedback, and the flexibility to learn online or on campus – mirroring the hybrid workplaces students will join. From day one, you work on real projects, real challenges and measurable deliverables that build professional discipline and accountability. HyFlex is globally recognised for excellence, EOCCS certified and honoured by AMBA/BGA and QS, placing UBI among the world’s leading institutions for innovative hybrid and online learning. (Learn more here)
UBI offers personalised support built to give you the skills and confidence you need from the beginning. Small class sizes, structured onboarding, dedicated mentors and continuous feedback ensure tailored academic guidance throughout your journey. You will follow an individualised learning path with one‑to‑one faculty mentoring and complete a capstone that delivers real social or economic impact – whether launching a venture, completing a consultancy project or contributing to NGO development. This is reinforced by integrated career and wellbeing coaching led by our Head of Careers, providing personalised guidance, CV and interview preparation, targeted networking opportunities and ongoing one‑to‑one support that builds confidence, resilience and professional readiness.
This programme is developed, delivered and assessed by UBI Business School and quality assured by Middlesex University (London, UK). Graduates receive a British degree from this university. Middlesex University is one of the top 100 Young Universities in the World (Times Higher Education) and one of the top 10 transnational universities (Times Higher Education) globally; an institution with a distinguished heritage of excellence and innovation in higher education. (Click Here to Learn More)
Highly diverse faculty and student profiles with >40 nationalities represented in the programme.
Option to spend a semester abroad in a partner institution and/or participate in an optional International Business Trip (e.g. LSE, Babson College, Boston University).
Passionate about finance and fascinated by AI and emerging technologies, eager to explore how technology transforms global markets.
Motivated by international experiences and cultural diversity, looking to combine Finance expertise with AI and cutting-edge technology in a global context.
Keen on data-driven decision-making, aiming to master Finance and AI to seize business opportunities.
A 3-year curriculum designed to support foundational, specialised and customised learning. Each module accounts for 6 ECTS.
Year 1 (Term 1), Year 2 (Term 1), Year 3 (Optional)
Begin and anchor your studies in Luxembourg, Europe’s foremost financial hub and the world’s leading centre for wealth and fund management. Set within the historic surroundings of Wiltz Castle, your time here combines rigorous academic study with exclusive evening masterclasses, guest lectures, and visits to top financial institutions, offering an unrivalled gateway into the heart of European finance.
Year 1 (Term 2)
Your first international move takes you to Madrid, a dynamic city at the crossroads of European and Latin American financial markets. With a strong focus on banking, financial services, and trade finance, this immersion deepens your understanding of cross-border finance while broadening your global perspective.
Study at UBI’s Partner University: Nebrija University.
Year 2 (Term 2)
The third exchange of your journey brings you to Shanghai, Asia’s pre-eminent financial centre. Immersed in a city that leads in banking, insurance, wealth management, and FinTech, you will attend classes, visit leading financial institutions, and engage directly with Chinese business culture, an experience that sets this programme truly apart.
Support fintech strategies by applying core knowledge of digital finance, payments and platform business models, analysing how AI and emerging technologies reshape financial services.
Contribute to launching and scaling regulated digital products — applying analytics, blockchain, cloud and AI tools while aligning technology, business objectives and compliance requirements.
Act responsibly in digital finance by governing cybersecurity, data protection and digital risk, applying ethical judgement and regulatory awareness to keep innovation trustworthy and compliant.
Communicate product insights, analyses and results clearly in international, technology-driven settings — using data storytelling and digital tools to align teams, stakeholders and investors.
Graduates are prepared to contribute to data-driven, globally connected and innovation-oriented organisations across industries in roles such as:
Leads regulated products (payments, credit, AI-driven onboarding), aligning business, technology and compliance to launch and scale with impact.
Turns data into pricing, risk and growth decisions; partners with product and operations to track impact.
Monitors threats, implements controls and supports incident response across cloud-first banking/fintech environments.
Automates controls and regulatory reporting; coordinates pilots with business and tech under AML/KYC frameworks.
Designs and launches tokenised real-world-asset markets (e.g., bonds, invoices, trade receivables), orchestrating custodians, on-/off-chain data oracles, tax treatment and compliance-by-design across jurisdictions.
Builds regulated banking “copilots” for risk, customer service and back-office operations, combining LLMs with audit trails, guardrails, data-loss prevention and business KPIs; partners.
Applicants to the International Bachelor in Management of FinTech and AI can apply online through the UBI Business School platform. The process assesses each candidate’s academic background and motivation to ensure their readiness for a global, tech-driven learning environment.
With a minimum of 65% grades or above, with evidence of a background in Mathematics, including a detailed breakdown of subjects and grades (in English or French).
Valid passport copy and recent passport-sized ID photograph.
IELTS (6.0) or TOEFL iBT (4 – 4.5) minimum.
Approximately 500 words analysing how the programme will contribute to the applicant’s personal and professional growth.
Application Deadlines for Fall 2026:
EEA and Online Students: 7th September, 2026
Non-EEA Students: 15th July, 2026
If you are an international student already residing in Belgium, you can follow the EEA application deadlines.
Once the application is submitted, the admissions team reviews each file to assess eligibility and overall suitability. Selected candidates are invited to a 30-minute online interview with the Programme Director, typically conducted via Zoom, before receiving their final admission decision.
UBI Business School offers various entry scholarships and tuition support programmes for prospective and currently enrolled students. Please refer to the section above.
Note to EEA/UK candidates: The €9,695 rate is unconditional for Year 1. To retain this rate in Years 2 and 3, students must maintain an overall academic average of 14/20. If this average is not met, the full rate of €13,850 will apply for the subsequent academic year.
The Bachelor’s programme is a three-year course of study. Please note that tuition fees are exclusive of personal equipment (e.g., computers), textbooks, accommodation, and travel or visa costs for international study trips. Luxembourg residents receiving AideFi support are ineligible for the reduced EEA rate. For complete details please refer to “UBI’s Financial Terms & Conditions (2025-2026).” оr contact our Admissions Team.
UBI Business School provides a range of scholarships and tuition support programs to make its education accessible for local and international students. Prospective students can apply for several entry scholarships, including:
All UBI Business School programmes are validated by Middlesex University London, an institution with a distinguished heritage of excellence and innovation in higher education. It is one of the top 100 Young Universities in the World (Times Higher Education) and top 10 transnational universities (Times Higher Education) in the world.
This is a programme developed, delivered and assessed by UBI Business School, and quality assured by Middlesex University. With the successful completion of the bachelor programme, graduates will obtain a British degree issued by Middlesex University London (UK):
BSc (Hons) Business (FinTech and AI)
The Bachelor programmes are available in three study modes: fully in-person, fully online, or HyFlex — UBI’s hybrid model, available to EU citizens, which lets you freely switch between attending on campus and joining online session by session.
Students enrolled in the International Bachelor programmes should note that the final year of specialisation is delivered in Luxembourg or online.
Everything you need to know before applying — from entry requirements to visas.
You need a secondary school (high school) diploma with a minimum of 65% grades or above, and evidence of a background in Mathematics, supported by a detailed breakdown of subjects and grades in English or French. You’ll also submit a copy of a valid passport, a recent passport-sized photo, proof of English proficiency (IELTS 6.0 or TOEFL iBT 4—4.5 minimum) and a personal statement of approximately 500 words analysing how the programme will contribute to your personal and professional growth. Applications are assessed holistically: your grades matter, but so do your motivation and fit with UBI’s international learning environment. UBI assesses the maths proficiency of incoming students, and those below the required standard are advised to complete a maths foundation programme before starting.
Applications are submitted online through the UBI Business School platform, free of charge. Once your complete file is received, the admissions team reviews your academic background and eligibility. Selected candidates are invited to a 30-minute interview with the Programme Director, typically conducted online via Zoom. Successful candidates receive a formal offer of admission within 30 days of their interview. There is no entrance exam — the interview and your application file together determine the outcome.
UBI offers two intakes each year: September (autumn) and March (spring), so you can begin at the point that best suits your plans. Application deadlines differ depending on your profile: students who require a visa must apply several months before the start of the intake to allow time for visa processing, while EEA and online students have later deadlines. International students already residing in Belgium can follow the EEA deadlines. The current deadlines for each intake are published in the Application Deadlines section of this page.
All three are possible. The Bachelor programmes are offered in three study modes: fully on campus (Brussels or Luxembourg), fully online, or HyFlex — UBI’s award-winning hybrid model, available to EU citizens, which lets you freely switch between attending on campus and joining online, session by session. International students who require a visa are admitted exclusively through the Brussels campus. Luxembourg-based students should note that the final year of specialisation is delivered online, in hybrid format with Brussels.
The programme is developed, delivered and assessed by UBI Business School and quality assured by Middlesex University London, and graduates receive a British degree issued by Middlesex University — one of the top 100 Young Universities in the World and a top 10 transnational university globally (Times Higher Education). The exact award title for this programme is shown in the degree section of this page. The degree carries 180 ECTS credits over three years, in line with the European framework, which supports applications for postgraduate study and employment internationally.
No. All Bachelor programmes are taught entirely in English, and no knowledge of French is required to apply or to study, whether in Brussels, Luxembourg or online. That said, the curriculum deliberately strengthens your international profile: you will study a foreign language at introductory level in Year 1 and intermediate level in Year 2 as part of your core modules.
Tuition is EUR 8,320 per academic year for EEA students and EUR 11,890 per academic year for non-EEA students; fees for fully online study are country-dependent. For EEA students, the reduced rate is unconditional in Year 1 and is retained in Years 2 and 3 by maintaining an overall academic average of 14/20. Fees do not include personal equipment, textbooks, accommodation, or travel and visa costs. UBI also offers a range of entry scholarships — merit-based, global inclusion, family-based, special group, refugee status and corporate — detailed in the Scholarships section of this page.
Students requiring a visa are admitted through the Brussels campus. After receiving your admission offer, you make a first tuition payment (the first semester’s fees plus a EUR 350 administrative fee) before UBI issues the official documents needed for your visa application, including the registration letter. Tuition is fully refundable if your visa is rejected or you withdraw before the programme starts; the administrative fee is not. We recommend applying for a type D multiple-entry visa covering the full programme duration, and starting the process as early as possible — it takes time. Our admissions team guides you through every step.
Yes, both. In Year 3, you can choose an optional professional internship — in Brussels, Luxembourg or abroad — in place of elective modules, turning your final year into direct work experience. You can also spend a semester on exchange at one of UBI’s partner institutions, or join the optional International Business Trip to destinations such as LSE, Babson College or Boston University. With more than 40 nationalities represented among students and faculty, the international experience starts in the classroom itself.
Transfer applications are considered on a case-by-case basis. If you have completed at least one semester at an accredited higher education institution and are in good academic standing, you may be eligible for advanced entry. Transfer applicants follow the same admissions process and submit the same documents as standard applicants, and recognition of prior learning and credit transfer is assessed by the admissions team in consultation with the Programme Director. Contact admissions with your transcripts for an initial assessment.
Hear from students and alumni across our campuses and online community.
The bachelor programme fully suits my career aspirations. I hold UBI in high regard for encouraging students to reach their full potential and become prominent leaders in the world of business.
BSc student | UBI Luxembourg
UBI Business School has played a key role in my entrepreneurial journey in Japan. Its effective teaching approach and comprehensive course materials have supported my professional development, providing me with the necessary skills to face the global challenges of entrepreneurship.
BSc Alumnus
My studies at UBI Business School gave me a broad and valuable perspective on International Business and Management. The integration of technology throughout the programme, combined with UBI’s open and collaborative environment, is what truly sets the institution apart from others.
BSc student | UBI Brussels
My Journey at UBI is not just about academic excellence; it also helps shape the way I think and how I tackle problems. I have developed a more analytical and strategic way of thinking and greater confidence in making decisions. Above all else, it is the unique combination of international experience and practical training that makes it stand out.
BSc student | UBI Brussels
